Information We Collect
Information We Keep Private
We only give personal information to third parties when it is necessary to provide our services, such as when we partner with a payment processor or escrow provider to facilitate a transaction.
We reserve the right to disclose personal information when we believe doing so is necessary to comply with the law or law enforcement, to prevent fraud or abuse, or to protect our rights.
Use of Collected Information
Merger, Sale, or Other Asset Transfers
We do not participate in bulk email solicitations that you have not consented to receiving (i.e. SPAM). At any time, you may opt out of receiving marketing emails from us by clicking the unsubscribe link at the bottom of the email you received, but you may not opt out of administrative emails (for example, billing, electronic delivery of financial information, or emails about your transactions or our policy changes) while you are a registered Umergence user.
Umergence permits users to communicate with companies and other users posting information on the Site. We may read, collect and analyze information transmitted between users for regulatory compliance and marketing purposes. We do not guarantee that information provided by website visitors or investors is accurate or complete. We assume no liability or responsibility for any errors or omissions in the content of the Site.
Security of Your Information
Cookies and Web Beacons
Umergence, our service providers, and other affiliates who provide us with joint services may place anonymous cookies or web beacons on your computer when you visit the site. We use these cookies and web beacons to recognize returning users, provide relevant content, measure traffic and activity on the site, monitor and improve our services and protect against fraud. You can block cookies by changing the settings on your browser, but doing so may prevent us from delivering certain services to you. Your browser may need to be set to accept cookies in order to access Umergence as a registered user. Umergence may use Google Analytics to improve the Site. Information about how Google collects and processes data can be located here - https://www.google.com/policies/privacy/partners/
Third Party Websites
When you select a link to a third-party site, you are subject to the privacy and security policies of the third party and our Policy is no longer in effect. We do not control the privacy policies or practices of any third parties. We are not responsible for the practices employed by websites linked to or from our Site, nor the information or content contained therein. Your browsing and interaction on any other Website, including those that have a link on our Site, is subject to that website’s own rules and policies.
This Site is intended to be used by adults. It is not intended for children. We do not knowingly collect or solicit personal information from anyone under the age of thirteen (13) or knowingly allow such persons to use the Site, register, provide any personal information, or receive email distributions. We do not knowingly solicit or collect personally identifiable information from anyone under the age of thirteen (13). If you are between the ages of 13 and 17, please use Umergence with adult supervision. If we become aware that we have collected personal information from a child under the age of thirteen (13) without verification of parental consent, we will take steps to remove that information. If you believe that a minor has disclosed personally identifiable information to us, please report this immediately by emailing us at email@example.com.
Applicable Law and Jurisdiction
A party who intends to seek arbitration must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if such other party has not provided a current physical address, then by electronic mail ("Notice"). Any notices to Umergence LLC, Umergence Marketplace LLC, or Umergence Holdings LLC are to be sent to 1224 Mill Street, Building B, East Berlin, CT 06023. The Notice must: (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought ("Demand"). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within 30 days after the Notice is received, you or Umergence may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by you or Umergence must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any.
YOU AND UMERGENCE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Umergence agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.
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